1. Let's start

There are a few important points about our cover we need to confirm, so you can check that our New Driver Insurance (Family car) policy suits your needs.

Your insurance

  1. The policy will cover you up to 3,000 miles per year for social, domestic, pleasure and commuting.

You and your parents' car

  1. You have been a permanent resident in the UK for the last three years.
  2. The specified car must be owned or registered by a parent or guardian and remain insured by the main owner throughout the term of this policy.
  3. The car has a market value above £2,000 and is not left hand drive.
  4. You and the registered keeper of the vehicle will complete and sign the Policyholder Declaration and you will return it with copies of your driving licence and the vehicle’s V5 logbook before the policy commences.
  5. The car owner will have full authority to renew, cancel, make changes to, and receive all communications relating to, the policy.
  6. You will receive login details for an app (only available on iPhone or Android) that you will need to sign into every time you drive the car insured under this policy. Failure to do so means that you will not be insured for that journey.

The black box and your policy

  1. The car will need to be fitted with a Telematics Device (black box) which should remain installed for the duration of the policy. Cover is not in force until the telematics device is fitted.
  2. You will receive login details for an app (only available on iPhone or Android) that you will need to sign into every time you drive the car insured under this policy. Failure to do so means that you will not be insured for that journey.
  3. You will need to advise any driver of the car that journey data will be collected and visible to the insurer, Marmalade, our black box provider, you and the car owner.
  4. If the journeys recorded by the telematics device fall outside of the acceptance criteria of this policy, you and the owner of the car will receive a notification. Your policy may be cancelled with 7 days notice if your driving continually falls outside the acceptance criteria. Learn more

If you confirm your understanding of the above statements and you wish to proceed, please read the terms of business document and click Proceed to Step 2.

By clicking Proceed to Step 2 you accept you have read our Initial Disclosure Document